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Regulatory and disclosure information:

This website is designed to provide you with general information on our services and provides a way for you to contact us. Our website is not designed to render or offer to render personalized investment advice or financial planning advice. Opinions expressed herein are solely those of Mark Berg, President, Timothy Financial Counsel, Inc., and his editorial staff. The information in this website is based on data gathered from what we believe are reliable sources. It is not guaranteed as to accuracy, does not purport to be complete, and is not intended as the primary basis for investment or planning decisions. Fee-only financial planning and investment advice is offered through Timothy Financial Counsel, Inc., a registered investment advisory firm in the state of Illinois.

An investment advisor representative may only transact business in a particular state after licensure or satisfying qualifications requirements of that state, or only if the advisor or investment advisor is excluded or exempted from the state’s investment advisor or investment advisor representative requirements. For information concerning the licensure status or disciplinary history of an investment advisor or investment advisor representative, a consumer should contact his or her stated securities law administrator.

At certain places on this Internet site, live “links” to other Internet addresses can be accessed. Such external Internet addresses contain information created, published, maintained, or otherwise posted by institutions or organizations independent of Timothy Financial Counsel (TFC). TFC does not endorse, approve, certify, or control these external Internet addresses and does not guarantee or assume responsibility for the accuracy completeness, efficacy, timeliness, or correct sequencing of information located at such addresses. Use of any information obtained from such addresses is voluntary, and reliance on it should only be undertaken after an independent review of its accuracy, completeness, efficacy, and timeliness.

DOL Disclaimer

Timothy Financial Counsel, Inc. (TFC), in its role as a provider of financial planning services, qualifies as a fiduciary under applicable law (ERISA of 1974, as amended). As such, TFC must comply with impartial conduct standards that require TFC to charge reasonable compensation, make no misleading statements, and make recommendations in the best interest of the retirement investor. TFC’s hourly payment structure is designed around providing appropriately priced and objective advice to each client. We are only paid hourly for the time we spend for each client, and we do not receive commissions, fees, or payments from any third party. TFC’s recommendations are made in the context of each client’s overall objectives. Therefore, we weigh competing priorities for each client, including but not limited to simplicity, risk and return, debt reduction, tax planning, savings, retirement, education, and legacy. It is important that you review the recommendations to confirm they align with your goals and priorities.