What you won’t find in our fees

When we say hourly planners, we mean hourly. Period.

Get more assurance that our hourly advice comes with a fiduciary oath because we receive no commissions, referral fees, or any other hidden fees.

Most fee-only firms collect asset management fees as their form of compensation. We chose to be different. Whether you have a net worth of $1,000 or $100 million, you get access to the same high level of service and expert planning advice.

We provide a firm quote for the initial financial plan. Once we have completed the plan, future reviews are often a fraction of the initial cost. Have a five-minute question, you pay for five minutes. Need to discuss employment benefits for one hour, and your bill will be for one hour. No hidden fees or commissions means that you can be confident that you are only paying for solid financial advice.

Estimate your cost

Click on the level below that best represents your situation to learn more about what is included. The pricing ranges below reflect bundling of service areas since a financial advisor needs the full picture to give the best advice. However, some individual service areas can also be provided on a stand-alone basis.

 

Level One
$2,550-$3,570 (hourly rate: $255)
usually between 10-14 hours
Level Two
$3,060-$4,590 (hourly rate: $255)
usually between 12-18 hours
Level Three
$3,825-$7,650 (hourly rate: $255)
usually between 15-30 hours
Level Four
$6,375-$10,200 (hourly rate: $255)
usually between 25-40 hours
Level Five
$14,000 or more (hourly rate: $350)
usually between 40 or more hours
Next-Gen Planning Services
Total cost varies based on your needs (hourly rate: $205)
Level One
$2,550-$3,570 (hourly rate: $255)
usually between 10-14 hours

You might fit in this category if:

  • You would benefit from a detailed cash flow and net worth projection;
  • You are interested in exploring the timing of retirement or financial independence;
  • You want to be more proactive in your tax planning;
  • You have savings in 401(k) and/or IRA accounts;
  • You might be considering college planning for young children;
  • You are seeking objective advice about basic insurance coverage and estate design;
  • You want to build a framework for making financial decisions.
Michael Thrasher Kara Beth Vance

Primary advisors:
Michael Thrasher, CPA®

Learn more about Michael

Kara Beth Vance, CFP®

Learn more about Kara

What you receive:

This is an in-depth review of your financial situation with advice tailored to you. We complete an analysis based on the service areas that the client requests. We then provide a detailed report that typically includes a cash flow/net worth projection, specific financial planning recommendations and personalized investment advice. Meeting is billed at actual time involved. You graduate into the higher levels based on amount of complexity involved in your situation.


Level Two
$3,060-$4,590 (hourly rate: $255)
usually between 12-18 hours

You might fit in this category if:

  • You have the characteristics of level 1 to a more complex degree;
  • You are established in your career or are approaching retirement;
  • You seek advice on pre-retirement decisions;
  • You may have existing insurance policies or estate documents;
  • You may have received an inheritance or other windfall;
  • You have accumulated a moderate level of investments.
Kara Beth Vance Michael Thrasher

Primary advisors:
Kara Beth Vance, CFP®

Learn more about Kara

Michael Thrasher, CPA®

Learn more about Michael

What you receive:

This is an in-depth review of your financial situation with advice tailored to you. We complete an analysis based on the service areas that the client requests. We then provide a detailed report that typically includes a cash flow/net worth projection, specific financial planning recommendations and personalized investment advice. Meeting is billed at actual time involved. You graduate into the higher levels based on amount of complexity involved in your situation.


Level Three
$3,825-$7,650 (hourly rate: $255)
usually between 15-30 hours

You might fit in this category if:

  • You have the characteristics of level 2 to a more complex degree;
  • You are established in your career or approaching retirement;
  • You seek advice on pre-retirement decisions;
  • You may have existing insurance policies or estate documents;
  • You may have received an inheritance or other windfall;
  • You have accumulated a moderate level of investments.
Kara Beth Vance Michael Thrasher

Primary advisors:
Kara Beth Vance, CFP®

Learn more about Kara

Michael Thrasher, CPA®

Learn more about Michael

What you receive:

This is an in-depth review of your financial situation with advice tailored to you. We complete an analysis based on the service areas that the client requests. We then provide a detailed report that typically includes a cash flow/net worth projection, specific financial planning recommendations and personalized investment advice. Meeting is billed at actual time involved. You graduate into the higher levels based on amount of complexity involved in your situation.


Level Four
$6,375-$10,200 (hourly rate: $255)
usually between 25-40 hours

You might fit in this category if:

  • You have the characteristics of level 3 to a more complex degree;
  • You have multiple sources of compensation;
  • Stock options or restricted stocks make up an appreciable percentage of your net worth;
  • You have participated in deferred compensations for several years and have multiple elections;
  • You are the primary owner of a business that has multiple employees.
Kristopher D. Johnson

Primary advisor:
Kristopher D. Johnson, CFP®

Learn more about Kristopher

What you receive:

This is an in-depth review of your financial situation with advice tailored to you. We complete an analysis based on the service areas that the client requests. We then provide a detailed report that typically includes a cash flow/net worth projection, specific financial planning recommendations and personalized investment advice. Meeting is billed at actual time involved. You graduate into the higher levels based on amount of complexity involved in your situation.


Level Five
$14,000 or more (hourly rate: $350)
usually between 40 or more hours

You might fit in this category if:

  • You have a highly complex overall financial situation, or have one particularly complex service area;
  • You have characteristics of level 4 but to a more complex degree;
  • You have multiple levels of income or are a business owner;
  • You have sophisticated investments;
  • You own complicated insurance polices;
  • You have a large estate.
Mark Berg Hoan Taussig

Primary advisors:
Mark Berg, CFP®

Learn more about Mark

Hoan Taussig, CFP®

Learn more about Hoan

What you receive:

We may either provide a detailed analysis on all the service areas, or else hourly ongoing financial advice on only one complicated service area.  We assist clients in areas such as working through large estates, reviewing complicated insurance policies, advising on small businesses or partnerships, and/or other complex topics as needed.


Next-Gen Planning Services
Total cost varies based on your needs (hourly rate: $205)

You might fit in this category if:

  • You have 10 years or less in the workforce
  • You are wondering how and where to save
  • You are balancing paying off debt with retirement savings and future purchases
  • You want to start tax planning
  • You want to understand the investment opportunities available to you
  • You need cash flow management and budgeting strategies
  • You are seeking objective advice about basic insurance coverage and estate design
  • You want to build a framework for making financial decisions.
Michael Thrasher

Primary advisor:
Michael Thrasher, CPA®

Learn more about Michael

 What you receive:

Our Next Gen program is flexible, designed to fit your specific situation. You may need detailed advice on tax planning and savings strategies, or you may just want to sit down with a professional to learn about budgeting strategies and retirement savings vehicles. Whatever your situation, you will receive objective advice from a peer who is supported by an experienced team with access to the best resources in the industry.


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Numbers Talk:
Percentage of clients served in each level

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