There is often pressure to rollover a company 401(k) into an IRA as soon as possible after your departure from an employer. That may not always be prudent, though it depends. A few reasons to consider keeping them at your old employer: Stable Value Fund availability: These are similar to CD’s and they can only [...]

Winter always seems to drag long, especially when that pesky groundhog sees his shadow.  But every four years, we have something exciting to look forward and this year’s Olympics are no exception.  Sports are often discussed here at Timothy Financial’s headquarters and the Olympics are especially fun because there’s always such wonderful stories along with the [...]

The Federal Reserve Board has released some new rules to help protect credit card consumers and the new rules will be effective on February 22.  If you are a credit card user, take a moment to read the Federal Reserve’s article “What You Need to Know: New Credit Card Rules” to get all the details on how [...]

If you found out your doctor was really the employee of a pharmaceutical company, you’d be concerned.  Did you know that financial advisors have the option of following a fiduciary standard, which is similar to the Hippocratic Oath doctors follow?  However, some financial advisors work for product providers and have to meet sales goals.   Know [...]

It might surprise you that the hot topic in financial planning right now is not the stock market or the economy.  The subject matter revolves around death.  With the economy and health care capturing all of the attention of Congress in 2009, no time or energy was paid on the repeal of the estate tax.  [...]

Converting from a Traditional IRA to a Roth IRA has been allowed since 1997.  However, until 2010, taxpayers with an Adjusted Gross Income (AGI) of $100,000 or more were not allowed to convert.  Beginning in 2010, this income limitation is no longer in place.  As a result, there have been many articles in the press [...]