Timothy Financial is now a preferred financial advisor for doctors and other medical professionals who are part of the MD Preferred Service Network.   Physicians take the Hippocratic Oath which compels them to act solely in the best interests of the patients they serve; therefore, it only makes sense that they work with firms such as [...]

Variable annuity guarantees are no “free lunch.”‘   A recent Wall Street Journal article, “Long Derided, These Investments Now Look Wise Thanks to Guarantees, Variable Annuities Paid Even When Stocks Didn’t” touts the benefits of the guarantees in some variable annuity contracts.  However, it did not discuss the pitfalls that could reduce those benefits.  Most investors can’t easily read [...]

I was reading a June 29, 2009 article entitled “Insurance-affiliated brokers face major changes under Obama plan” in Investment News recently.  For those who are new to the administration’s proposed regulatory reforms, there is an attempt to force all brokers and advisors to act as a fiduciary.  What is a fiduciary?  It revolves around always [...]