Doesn't everyone believe that?
When we sit down with a prospective client, we typically begin by describing the type of client that is attracted to our services. Our clients understand the core principals of sound financial management: Spend less than you earn. Avoid debt. Save for the future. They are at a point that they need to take their planning to the next level. Does this sound like you? If so, you will be pleased that you have found the planning firm you have been searching for.
Even among many fee-only planners, Timothy Financial is unique in that we are hourly-only.
Most consumers understand that they get more objective advice when working with a fee-only financial planner like Timothy Financial Counsel because we do not receive commissions. We are unique among fee-only planners because we charge only for our time with a flat hourly rate and we do not manage assets. If you value objective advice but prefer to maintain control of your assets and avoid asset management fees, we are one of your few choices.
The hourly model also enables us to serve those who do not meet high minimums of other firms (we have no income or net worth requirements). So whether you are a new graduate or retiree, a small business owner or a corporate executive, a young parent or a grandparent, Timothy Financial Counsel is pleased to provide you solid financial advice.
A team approach doesn't sound unique, or does it?
Many financial planners are individuals with only one perspective. To find a financial planning firm that has a team and does not manage assets or have net worth and income requirements is truly distinctive. Our financial planning most often involves everyone in the office. This provides you an extra layer of confidence that you are receiving advice that is balanced by multiple perspectives.
High pressure sales techniques are not part of our DNA, we hope you won't mind.
We don't respond well to the slick sales approach and we are very confident that our clients don't either. This is why we provide detailed information on our fee structure. When you are ready, we would welcome the opportunity to provide a no-charge introductory consultation. This meeting will allow you to evaluate if we are a good fit and typically we can provide you a firm quote based on your unique situation.
Not sure when you will be ready? We encourage you to sign up for Timothy Tips. You will get to know us better because we will email you practical financial information each quarter.
Timothy Financial may offer hourly fee-only financial planning for clients all over the country (see disclosure page), but many of our clients live or work in Wheaton, Chicago, Arlington Heights, Glen Ellyn, Naperville, Oak Park, and St. Charles. Contact our office to set up a no-charge introductory consultation.